At a glance

  • Built after 2010: Modern codes require tight insulation, so the program assumes your home passes. Show property records or a move-in permit to prove the build year.

  • Built after 2010: Modern codes require tight insulation, so the program assumes your home passes. Show property records or a move-in permit to prove the build year.

  • Past utility work: You qualify if you already finished a weatherization job under a known program. That list includes Con Edison’s Weather Ready & Sealed, National Grid’s Total Home Comfort, and the New York State Energy Research and Development Authority (NYSERDA) Comfort Home.

  • Past utility work: You qualify if you already finished a weatherization job under a known program. That list includes Con Edison’s Weather Ready & Sealed, National Grid’s Total Home Comfort, and the New York State Energy Research and Development Authority (NYSERDA) Comfort Home.

  • Test your home: This route measures the heating load — how hard the furnace works per square foot of living space. A home under 1,000 square feet passes at 30 or less on the program’s scale (27 in New York City). Between 1,000 and 2,000 square feet the bar is 25 (22 in the city), and above 2,000 it drops to 20 (16 in the city). Con Edison checks it with a HomeBoost Pro home visit that includes heat photos; upstate utilities want a standard heat-load calculation backed by photos.

On September 1, 2026, New York began paying up to double for heat pumps in homes that seal and insulate first. In 20 months, this step stops being a bonus and becomes a hard rule.

How to qualify for the ny heat pump rebate

What to do: You can reach the higher rebate tier through one of three paths . None of them need a big remodel.

  • Built after 2010: Modern codes require tight insulation, so the program assumes your home passes. Show property records or a move-in permit to prove the build year .
  • Past utility work: You qualify if you already finished a weatherization job under a known program . That list includes Con Edison’s Weather Ready & Sealed, National Grid’s Total Home Comfort, and the New York State Energy Research and Development Authority (NYSERDA) Comfort Home .
  • Test your home: This route measures the heating load — how hard the furnace works per square foot of living space. A home under 1,000 square feet passes at 30 or less on the program’s scale (27 in New York City). Between 1,000 and 2,000 square feet the bar is 25 (22 in the city), and above 2,000 it drops to 20 (16 in the city) . Con Edison checks it with a HomeBoost Pro home visit that includes heat photos; upstate utilities want a standard heat-load calculation backed by photos .

The bigger “with decommissioning” rebates carry one rule: the program wants proof the old gas or oil furnace is actually retired before it pays the higher amount .

By the numbers: The upgrade pays real cash. The national grid heat pump rebate doubles the standard payout from $4,000 to $8,000 . Con Edison bumps its cold-climate rebate from $7,000 to $10,000 when you remove the old furnace , and raises its geothermal (ground-source) whole-home rebate from $25,000 to $30,000 outside lower-income zones . In lower-income zones, Con Edison’s cold-climate rebate rises from $8,000 to $11,000, and its geothermal rebate from $35,000 to $40,000 .

The play is the order: seal and insulate first, then claim the higher heat pump payout. You win twice — lower energy bills from the tight house, and a fatter rebate on the equipment.

The hidden costs

The catch: This is one state, and an early sign. If you don’t live in New York, none of this touches your rebate yet. But it is the clearest hint of where rebate design is heading.

Even inside New York, the test route isn’t free. It means contractor time and paid checks before you see a single rebate dollar .

And “insulate first” is a bigger, slower project than a straight heat pump swap. The higher rebate helps pay for it, but it does not turn a full retrofit into pocket change.

  • The ny heat pump rebate now pays up to double ($4,000 to $8,000 on National Grid) to sealed homes as of September 1, 2026.
  • Sealing and insulating becomes a strict rule for any Clean Heat rebate on March 1, 2028.
  • Homeowners qualify through a post-2010 build year, past utility work, or a home heat test.

References

[1] New York State Clean Heat Heat Pump Program Manual, Version 3 — NYS Dept. of Public Service (filed Sept 1, 2026).

[2] New York State Clean Heat Heat Pump Program Manual, Version 2 (March 5, 2026).

[3] Rewiring America — 25C Heat Pump Federal Tax Credits.